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Some useful hints to ensure you get the best annuity rates:
1. Pick the best option for you. Make sure you research the open market option.
2. Get good advice. Before making a decision make sure you talk to an independent financial adviser such as myself to make sure you get the best available option.
3. Be aware of inflation. It is possible to make your investment fixed at the same rate as inflation. This will mean that you receive a lower income during the early years.